Pre-arrangements are free and simple to do. When a friend or family member dies, the sense of loss, disbelief, and helplessness can be simply overwhelming. Especially if you are responsible for planning the funeral and memorial service. That is why at Stephens Funeral Service we provide pre-arranging and pre-funding services in all of our locations. This service relieves burden and stress from your family at the time of death. Record your wishes, pre-fund your funeral so your family does not have the financial burden at that difficult time. Make sure your wishes are fulfilled and take the emotion out of the decision making. Pre-arrangements are always fully transferable before or after a death. If you have pre-arrangements with another funeral home you may transfer them to us. Let us show you how you can save hundreds, even thousands of dollars.

You can complete a confidential Pre-Need form so we can help you consider the basic services and products which best suit your preferences and budget.

Click here to complete our confidential Pre-Need services form!

Pre-arrangements: This is when you record your funeral or cremation wishes with the funeral home. You can pick out as little or as much as you wish by choosing services, location, merchandise, songs, special wishes, etc. This information is kept on file at the funeral home and is very helpful at the time of death. This information is given to the family.

Pre-funding: Many people find advantage in setting aside funding for funeral expenses. In Minnesota you may legally shelter assets in either a funeral trust CD at a local bank or in a tax-free funeral insurance policy, which pays you a growth rate just for signing up. These funeral policies grow over time to protect from inflation, ensuring enough money is available for the services at the time of death. These policies offer both multi-pay plans and lump sum policies.

Either payment plans or lump sum policies are available to fit your individual needs. You may pre-plan or pre-fund your funeral at any age. In fact, the benefits of pre-funding at a young age can be very worthwhile. For example: if a 65 year old female decided to put $6,000.00 aside for her funeral expenses, the policy would be worth $9,077.16 the very next day! Guaranteed. Any excess funds not used by the family for the funeral go directly back to the estate of the insured. This money is sheltered tax free, guaranteed never to decrease in value, and is good at any funeral provider anywhere in the world. These funds are not considered assets, and may help you qualify for medical assistance if entering into a nursing home. These funds are protected from medical assistance so that they may never be taken away from an individual.

Our pre-need counselor, Valerie Stephens will guide you through this simple process. If you would like more information about how the process works please contact us. We will assist you in finding a plan that best fits your needs and ease your mind of future funeral needs. Click here to contact us today!